Travel insurance is mandatory regardless of your destination. The same applies if you plan to go to Thailand. Insurance must accompany your visa application. There is not just one, but several. The aim is to have your back during your stay in case of unforeseen circumstances. We explain it to you in this little guide.
What insurance is required to travel to Thailand?
There is, of course, travel insurance. Every traveler must subscribe to it since it is obligatory. This obligation was put in place by the Thai authorities. And for good reason: before its establishment, they were the ones who had to assume any expenses relating to the care of tourists. And it cost them!
Without this precious sesame in your visa application, you will not be able to go to Thailand. Not only that: the contract must remain valid for at least 3 months from the date of your arrival in the kingdom. It must provide a minimum coverage of nearly 3.2 million baht (approximately 89.120 €). A sum that will cover hospitalization and medical costs and possible treatments for COVID-19.
The advantage of good travel insurance
Thanks to travel insurance, you will benefit from coverage in the event of an accident or illness during your stay in Thailand. This is essential as disease risks are high in the kingdom. Remember that contamination by the disease of the dengue increase during the rainy season. It is a virus that is transmitted through mosquito bites. Insurance is more than welcome to cover any expenses you may incur for your treatment.
What are the other travel insurance guarantees for traveling to Thailand?
In addition to illness, travel insurance allows you to benefit from a range of guarantees which will be very useful to you during your stay in Thailand. These will cover the following cases:
- Loss of baggage
- Loss or theft of your personal papers
- Seeking help in an emergency
- Coverage of trip cancellation costs
- Civil liability
- Repatriation for medical or other reasons (death, etc.)
Is there any specific insurance you need to take out to travel to Thailand?
There is specific insurance you can take out. It will be useful to you if you plan to make a request a retirement visa type OA – for those over 50 years old -. This will cover any possible repatriation and hospitalization costs, as well as medical costs. Such a contract provides minimum coverage of approximately 400,000 baht (approximately 11.140 €). It must be valid, at least, for 6 months.
How to choose the right travel insurance?
Before submitting your Thailand visa application to the relevant authorities, it is essential to choose the right travel insurance. To do this, there are certain criteria that must be respected. First of all you need to take into account the level of guarantees. Then feel free to examine compensation ceilings, exclusions and, of course, prices.
How much does health insurance cost for traveling to Thailand?
Of course, the price of your insurance will depend on the company you choose. On the other hand, certain factors come into play and they will determine the rates. This is the case, for example, of your age and number of people who will benefit from the coverage.
The price also depends the level of guarantees you have chosen. The activities you plan to practice during your stay should also be taken into consideration, as well as the duration of the stay in question. Likewise, we recommend that you use a price comparison tool to find the offer that best suits your budget and your needs.
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